Our office has moved. We are now located at 5721 Bandel Rd NW - Rochester, MN 55901

Umbrella Insurance

Get Insurance Quotes

Umbrella Insurance in Owatonna, MN

Umbrella Insurance Quotes in MN

Want an insurance agency that tailors insurance to your needs, works on your behalf to find great coverage & rates, and helps you navigate claims? You’ve found it. Learn more about our coverage options, then get a free umbrella insurance quote comparison.


Comparison Shopping


We aim to consistently exceed your expectations – that’s why we start by doing the comparison shopping for you. We search the market for a great combination of coverage, price, and service, from a multitude of A rated insurance companies.

See Insurance Companies


Auto Liability

An umbrella policy can cover auto liability exposures that exceed your auto policy limits.

Personal Liability

An umbrella policy can also cover personal liability claims that exceed the limits of your homeowners policy.

Uninsured/Underinsured Liability

Coverage can be added to extend your uninsured/underinsured liability limits, which protect you if you are injured by a driver with too little or no insurance.

Up To Several Million In Coverage

Umbrella policies are available with limits of up to $10M, but most have $1M – $2M limits.

Common Questions


How Does Umbrella Insurance Work?

A personal liability umbrella policy provides additional coverage above and beyond your underlying policies, like homeowners or auto. And one umbrella can extend the liability protection on both policies and more. To better understand how an umbrella policy works, consider the following. You are liable for $1,200,000 in damages due to an auto accident and your auto policy has $500,000 limits. An umbrella can cover the additional $700,000 owed after your auto policy limit is met.

How Much Does An Umbrella Policy Cost?

You may be surprised to find out that a million dollars in liability coverage can often be purchased for as little as $150 per year. The cost varies based on several factors, including the amount of underlying policies, your driving record, whether you have teenage drivers, and more.


Get A Free Insurance Quote Comparison

Skip to content