RV Insurance in Owatonna, MN

RV Insurance Quotes in Owatonna, MN

Want an insurance agency that tailors insurance to your needs, works on your behalf to find the best coverage & rates, and helps you navigate claims? You’ve found it. Learn more about our coverage options, then get a free RV insurance quote comparison.

 

Comparison Shopping

 

We aim to consistently exceed your expectations – that’s why we start by doing the comparison shopping for you. We search the market for the best possible combination of coverage, price, and service, from a multitude of A rated insurance companies.

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COVERAGE

Auto Liability

Covers bodily injury or property damage that you cause to another party while driving.

Collision

Covers physical damage to your RV caused by a collision with another vehicle or object.

Comprehensive

Covers physical damage to your RV caused by something other than a collision.

Emergency Expense

Covers lodging and transportation expenses if your RV is disabled while away from your residence.

RV Roadside Assistance

Covers towing and other emergency assistance if your RV breaks down near a road.

Campsite Liability

Covers injuries sustained by guests at your campsite.

Personal Effects

Covers personal property that is kept within your RV.

Common Questions

 

Do I Need RV Insurance?

If your RV is self powered, like a motorhome, and you drive on public roads, you’ll need to have auto liability coverage on your RV. If you have a pull-behind travel trailer or camper, your auto liability extends from your vehicle. For that reason, you’ll only be required to have RV insurance if you have a loan and the bank requires it.

How Much Does RV Insurance Cost?

The cost depends on the type and value of your RV, your driving history, and how you use your rec vehicle. Insurance will usually cost more for someone who lives in their RV full time vs. someone who uses it a few weekends every year. Premiums start as low as $125 per year and can go up to a couple thousand dollars.

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