Want an insurance agency that tailors insurance to your needs, works on your behalf to find great coverage & rates, and helps you navigate claims? You’ve found it. Learn more about our coverage options, then get a free insurance quote comparison.
We aim to consistently exceed your expectations – that’s why we start by doing the comparison shopping for you. We search the market for a great combination of coverage, price, and service, from a multitude of A rated insurance companies.
A policy that is in effect for a specified time frame, like 10, 20, or 30 years. Term life also provides a pre-specified death benefit. Term is generally the lowest cost form of coverage.
A policy that lasts until death or age 100. A portion of your premium goes into a cash account which earns interest.
A policy that can take be structured with features of both term and whole life insurance. Universal life can have cash value or not, depending on how it’s structured.
Term life that returns the sum of premiums paid to the policyholder at the expiration of the policy.
Term life that can be issued quickly and with no paramedical exams.
The amount of insurance needed depends on what you and your family are comfortable with and what you’re trying to plan for. How would your family’s life change if your income were lost? Would you need to pay down debt, fund education expenses, and/or pay for funeral costs? These are all important factors to consider. We can help you determine an amount that provides for your goals and fits your budget.
That depends on what you’re trying to achieve and your personal preferences. If you’re trying to cover the cost of a mortgage, a 30 year term policy may make sense. If you want to provide funding for funeral costs or don’t like the thought of making premium payments to a policy that could expire, you may want to consider universal or whole life.
Phone
(507) 413-5708
Address
310 S Oak Ave
Owatonna, MN 55060
Hours
9am – 5pm
Mon – Fri
Sat by appointment
Brown Insurance Group is licensed to write in the states of Minnesota and Wisconsin. Servicing the Owatonna MN region, including Faribault MN, Northfield MN, Waseca MN, New Richland MN, Ellendale MN, Albert Lea MN, Austin MN, Blooming Prairie MN, Claremont MN, and more.