Car Insurance

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Car Insurance Quotes in Owatonna, MN

Want an insurance agency that tailors car insurance to your needs, works on your behalf to find the best coverage & rates, and helps you navigate claims? You’ve found it. Learn more about our coverage options, then get a free car insurance quote comparison.

 

Comparison Shopping

 

We aim to consistently exceed your expectations – that’s why we start by doing the comparison shopping for you. We search the market for the best possible combination of coverage, price, and service, from a multitude of A rated insurance companies.

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COVERAGE

Auto Liability

Covers bodily injury or property damage that you cause to another party.

Collision

Covers physical damage to your vehicle caused by a collision with another vehicle or object.

Comprehensive

Covers physical damage to your vehicle caused by something other than a collision.

Uninsured/Underinsured Liability

Covers bodily injury you’ve sustained from an accident with a driver that has too little or no insurance.

Roadside Assistance

Covers towing, lockout service, and other emergency assistance.

Rental Reimbursement

Covers the cost of a rental vehicle if yours is unusable because of a covered loss.

Custom Parts & Equipment

Covers the cost to repair or replace after-market equipment you’ve added to your vehicle.

Common Questions

 

Do I Need Car Insurance?

If you’re planning to drive on public roads in Minnesota or nearly any other state in the U.S., you’re going to need car insurance. Auto liability coverage is required by law in order to operate a motor vehicle on public roads.

Do I Need Full Coverage?

It depends on whether you have a loan or lease. If you do, the lender will almost always require you to carry physical damage coverage (often referred to as full coverage). If you don’t have a loan or lease, then it’s your choice. If your vehicle were destroyed, would you be able and comfortable covering the entire cost out of pocket? If not, you may want to consider physical damage coverage.

How Much Does Auto Insurance Cost?

The cost depends on a number of factors for both you and your vehicle. Premiums can vary based on your age, sex, where you live, your credit, and your driving history. The price also varies depending on the vehicle you’re insuring and the coverage you’re adding.

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