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Business Insurance in Owatonna, MN

Business Insurance Quotes in Owatonna, MN

Want an insurance agency that tailors insurance to your needs, works on your behalf to find the best coverage & rates, and helps you navigate claims? You’ve found it. Learn more about our coverage options, then get a free commercial insurance quote comparison.

 

Comparison Shopping

 

We aim to consistently exceed your expectations – that’s why we start by doing the comparison shopping for you. We search the market for the best possible combination of coverage, price, and service, from a multitude of A rated insurance companies.

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COVERAGE

Commercial Auto

Covers you and/or employees while you are driving for work.

Commercial General Liability

Covers bodily injury or property damage that your business causes to another party.

Commercial Property

Covers your building, office furniture, signage, inventory, and other property owned by the business.

Excess Liability

Covers liability claims that exceed the limits of your other policies. If you have a $1.5M claim and your general liability policy limit is $1M, an excess liability policy can cover the additional $500k of the claim.

Worker’s Compensation

Covers your employees medical bills and lost wages if they are hurt or made ill in the course of their work.

Surety Bonds

Surety bonds are used to ensure that a contract is upheld or other conditions are met. Bonds are often used in the construction industry and are required by law for certain businesses, like auto dealers.

Common Questions

 

What Type Of Business Insurance Do I Need?

All businesses should have general liability insurance. Beyond that, the type of insurance you need really depends on your business operations. We can help you decide on the right coverage.

How Much Does Business Insurance Cost?

It’s impossible to give a ballpark amount for business insurance in general as the cost can vary greatly depending on the type and size of business. A simple general liability policy can range from as little as a few hundred dollars per year up to tens of thousands of dollars per year. 

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