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Boat Insurance in Owatonna, MN

Boat Insurance Quotes in Owatonna, MN

Want an insurance agency that tailors insurance to your needs, works on your behalf to find great coverage & rates, and helps you navigate claims? You’ve found it. Learn more about our coverage options, then get a free boat insurance quote comparison.


Comparison Shopping


We aim to consistently exceed your expectations – that’s why we start by doing the comparison shopping for you. We search the market for a great combination of coverage, price, and service, from a multitude of A rated insurance companies.

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Watercraft Liability

Covers bodily injury or property damage that you cause to another party with your boat.


Covers physical damage to your watercraft caused by a collision with another boat or object.


Covers physical damage to your watercraft caused by something other than a collision.

Uninsured/Underinsured Boaters

Covers bodily injury you’ve sustained from an accident with a boater that has too little or no insurance.

On-Water Towing

Covers the cost to tow your boat back to shore if it becomes disabled on the water.


Covers physical damage to your boat trailer.

Fishing Equipment

Covers reels, rods, tackle, and other fishing accessories.

Common Questions


Do I Need Boat Insurance?

The state of Minnesota doesn’t require insurance to operate a boat, but if you have a loan on the boat, your lender likely will. Even if you own your boat, you’ll want to consider watercraft liability coverage to protect you from large medical bills that can result in an accident where you hurt someone.

How Much Does Boat Insurance Cost?

The cost depends on many things, like the type and value of your boat, where you use it, your experience boating, and your claims history. The average cost is $200 – $400 per year.


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